What is Issuer Decline Code 05?

Written By Tom Wesolowski (Administrator)

Updated at February 18th, 2020

One of the most common codes that merchants receive is code 05. A declined 05 code comes with a Do Not Honor declined response, which is a general issuer message for blocked transactions.

Please keep in mind that the 05 response is returned via SecurionPay directly from the issuing bank, so there’s nothing we can do in this case.

So, what can you do about the 05 code?

We recommend that you contact your customer and ask them to speak with their bank about the reason for the card decline.

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